The benefits of being a retirement plan participant are well-documented, but the perks available to the sponsoring employer are often overlooked.

401(k) plans offer flexible retirement savings options, including pre-tax and Roth contributions, allowing employers to tailor plans to meet participant needs and tax strategies.

A significant shift in retirement plan disclosure rules is coming soon, and employers should begin preparing now. In response to new regulations included under the SECURE 2.0 Act of 2022, the Department of Labor (DOL) will require certain pension benefit statements be furnished to participants on paper, even for those who currently receive electronic disclosures.

Staying on top of compliance deadlines is essential for calendar-year retirement plans. From required filings and participant notices to annual testing and reporting obligations, plan sponsors must follow a structured timeline each year to remain compliant and avoid potential penalties. Proactive planning and timely execution can help ensure smooth plan administration and regulatory adherence.

May 15 Quarterly Benefit Statement: Deadline to supply participants of participant-directed plans with the quarterly benefit/disclosure statement, including a statement of plan fees and expenses...

Overpayments from qualified retirement plans to plan participants are among the most common—and most sensitive—administrative errors encountered by plan sponsors and fiduciaries. They often arise...

Form 5500 exists to create a single, annual public report on employee benefit plans. With filings made publicly available through the DOL, its core purpose is to contribute to broader transparency...

In today’s workplace, offering a 401(k) plan has become a standard part of employee benefits. But simply making a retirement plan available isn’t enough. For employees to truly take advantage of it,...

Spring will arrive soon, promising new growth and a fresh beginning. It could also be the perfect time to do some spring cleaning for your plan. Let’s look at some areas that you might consider...

Cybersecurity has become a necessary consideration in many aspects of life, and your retirement plan is no exception. For plan sponsors, understanding your responsibilities—as well as those of the...